MC is slowly working on a marketplace. Our downloads section is no longer labeled as 'downloads' but as a Marketplace so that it ties in with RO a bit. Hence where people vending in RO is a marketplace:
Welcome to Midgard's Marketplace! We know that the market is used for buying and selling items throughout the world of Ragnarok Online - which is why we have a Midgard Marketplace. A market is such an important piece of the Ragnarok Online world and nearly everyone uses it daily! For this market, players are able to Download, Purchase, and Sell items. We house many files from Maps, Headgears, Tools to Custom Sprites and even Scripts.
Yes. We will be allowing people to purchase files... however, I've taken some precautionary measures to ensure limited possibilities of chargebacks along with many logs that will aid in cases of chargebacks. For instance, before being able to download a paid file, you will be put in a transaction grace period. Once the grace period has ended, you will be able to download the paid file. Keep in mind when you do, you will be logged. Your account will have a log of all purchasable files + other downloads that are free that you've download. Yes. It will LOG that you HAVE downloaded the file. Hence, you've gotten the file you paid for. Your transaction ID will also be logged so that it can be sent to PayPal showing that you have paid for the file and that you have downloaded the file.
Anyways, those are 2 ways so far regarding any issues with chargebacks. I have also laid out some legal binding issues regarding download paid files that will be referred to when dealing with chargebacks.