This morning started as any other day, I wake up, I check my personal emails, I eat breakfast, I check my business emails, I put my boots on then check rAthena emails. This is where this morning differed.
Over the last fortnight an astonishing number of chargeback disputes have been filed with Paypal, and a particular dispute that was closed by Paypal this morning in favor of the buyer was the last straw.
This particular dispute was for a file that cost $10. The fee for chargeback disputes to the seller when lost is now $20. rAthena is essentially being scammed out of more and more money each month because of these fees and dirty scumbags, and I can no longer justify spending my own money to cover them. And people wonder why it's taking a while for Withdrawals to be processed.
Paypal has been removed as a payment method on rAthena. Users who have submitted chargeback disputes have been banned.
What does this mean? It means that if you would like to pay for an invoice, you may use your credit/debit card which will be processed by Stripe. Your card details are not saved on our webserver.
Since the Stripe module was enabled almost 2 weeks ago, there have been a number of attempted transactions that have been refused by Stripe due to their fraud rules. And we are loving it!
If your rAthena account name, address and phone number don't match the cardholder's details, you'll be declined.
If you don't put in your CVC (3 digits on the back), you'll be declined.
If your rAthena account is less than 20 days old, your transaction will be authorised but placed on hold for manual review.
If you're dumb, you'll be banned.
How does this affect Withdrawals? Essentially, it doesn't. Your Withdrawal request will still be processed through Paypal via our automated script.
To be quite honest, i'm very disappointed with a select area of our community.