Triple posting to highlight fix for those who are searching:
So I found out that the database is correct as suggested by Anacondaqq.
So I checked the character creation code server side and found that there's a switch that allows users to create their sex. Apparently, I think it's mis-coded or just a bug in my Exe or whatever.
Originally it checks if the user selected a gender and assigns it, else, it uses account gender.
So I just defaulted it to ALWAYS use account gender.
SOLVED. Thanks guys.
tags: character creation bug all female, new character shows female, all characters female